Yeah, split payments across multiple streaming services can get tedious. Though I agree with you for the most part, piracy comes with more hurdles even with a fancy automatic setup.
But really the most important benefit of piracy is the one you're already taking advantage of. The cost would be significantly higher if they had a true content monopoly, instead they have to price with the idea that should the cost be too high, the inconvenience of piracy becomes increasingly worthwhile.
Its never competency and focus. Individual influence averages out, its the system that creates the result at scale.
To some extent higher per-student fees are expected in certain areas, most countries with heavily funded education aren't facing the same issues of rural population density. There's a lot of overhead costs to run so many schools.
Then state policies and regulatory capture is the other side of course, all schools need X teaching aid from Y company for some obscene markup...
Rural population density isn't a real problem for education. Some rural school districts have to run longer bus routes to service their students but those aren't particularly expensive.
But really the most important benefit of piracy is the one you're already taking advantage of. The cost would be significantly higher if they had a true content monopoly, instead they have to price with the idea that should the cost be too high, the inconvenience of piracy becomes increasingly worthwhile.