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One way or another there is

https://en.wikipedia.org/wiki/Dependency_ratio

and it affects all the ways you might retire, no matter if it is "my children will take care of me", "my government will take care of me", "my mutual funds will take care of me".

The situation gets more favorable with more population/economic growth, is difficult in the steady state, and is atrocious in a state of decline. See

https://en.wikipedia.org/wiki/Logan%27s_Run_(film)



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