Absolutely, if your moat isn't the code, but a deep understanding of a specific problem and speed. We're building InvestBot for investors who lose money not because of bad stocks, but because they panic and break their own rules.
Big companies don't copy this because:
The problem is too niche and behavioral (not "how to get returns," but "how to enforce your own discipline").
Their game is scale; ours is depth of trust. We see this with our 200+ beta users: 64% ran portfolio scans more than twice, 12% immediately said they'd pay $20-30/month for rule monitoring. That's not a forecast—it's existing, paying demand for discipline.
Speed vs. bureaucracy. Our engine, which analyzes thousands of historical scenarios against user-defined constraints, was built by two people in 5 months. A large corporation would still be aligning on a roadmap in that time.
The takeaway: Code is a commodity. The real moat in 2026 is speed, focus on a real pain point, and the ability to turn users into a community that trusts your approach more than a magic pill.
Big companies don't copy this because:
The problem is too niche and behavioral (not "how to get returns," but "how to enforce your own discipline").
Their game is scale; ours is depth of trust. We see this with our 200+ beta users: 64% ran portfolio scans more than twice, 12% immediately said they'd pay $20-30/month for rule monitoring. That's not a forecast—it's existing, paying demand for discipline.
Speed vs. bureaucracy. Our engine, which analyzes thousands of historical scenarios against user-defined constraints, was built by two people in 5 months. A large corporation would still be aligning on a roadmap in that time.
The takeaway: Code is a commodity. The real moat in 2026 is speed, focus on a real pain point, and the ability to turn users into a community that trusts your approach more than a magic pill.