Losing your house because you couldn't pay the mortgage is violent, or at least backed by the threat of violence: what happens if you refuse to leave?

In a looser sense, so are having your utilities cut off, losing your children because you can no longer afford to care for them, skipping meals, driving an unregistered car that will get you into an altercation with the police, and everything else that comes as a result of poverty and unemployment.

I'm a little baffled by what you believe the consequences of a layoff are.